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Loan Prepayment Calculator

Compare reducing tenure vs EMI with lump-sum and recurring prepayments, and see exactly how much interest you save.

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How to use the Loan Prepayment Calculator

  1. Enter your values in the form.
  2. Results and charts update instantly as you type.
  3. Tweak inputs to compare scenarios side by side.

Private & secure

Processing happens locally with JavaScript, Canvas and Web APIs.
No uploads, no storage, no account. Close the tab and it is gone.
Works on desktop and mobile in any modern browser.